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Lakeside FCU

Lakeside FCU

  • Credit Unions
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  • Credit Unions VS Banks
  • Short Term Lending
  • Money Management

Monthly Archives: April 2022

Home›2022›April
  • Bad Credit
    By David K. Chacon
    April 30, 2022
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    How I Saved Thousands By Buying A New Car

    Image source: Getty Images My car is worth more than I paid for. Here’s how I did it. Key points Since cars quickly lose value, it ...
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  • Credit Unions VS Banks
    By David K. Chacon
    April 30, 2022
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    Governor signs Limón’s bank bill

    NEWS-PHOTO PRESS KITSenator Monique Limon Sen. Monique Limón’s legislation reinstating a California finance law exemption for certain commercial loans was signed into law by Governor Gavin ...
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  • Credit Unions
    By David K. Chacon
    April 28, 2022
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    Texas members vote to merge, creating fifth-largest UC in Houston area

    The state flag of Texas. (Source: Adobe Stock) The $524 million People’s Trust Federal Credit Union will merge with the $896 million First Service Credit Union ...
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  • Bad Credit
    By David K. Chacon
    April 28, 2022
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    3 payday loan alternatives you need to know – The Suffolk News-Herald

    Source of images Sponsored Content If you are in dire need of money due to an emergency or similar situation, the first thing that probably comes ...
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  • Credit Unions VS Banks
    By David K. Chacon
    April 28, 2022
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    Sonic signs $5.7 million deal with banks to settle data breach lawsuit

    By Allison Grande (April 27, 2022, 9:46 PM EDT) — A class of financial institutions suing Sonic Corp. for a 2017 data breach that compromised millions ...
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  • Short Term Lending
    By David K. Chacon
    April 27, 2022
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    Shares of Oaktree Specialty Lending Corp (OCSL) are down -3.43% this week; Should you buy?

    Oaktree Specialty Lending Corp (OCSL) stock is up 8.46% over the past 12 months, and the average Wall Street analyst rating is a Strong Buy. InvestorsObserver’s ...
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  • Credit Unions
    By David K. Chacon
    April 26, 2022
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    Digital Life Bank and Credit Unions Partner for Digital Life Bank’s Digital Transformation and Public Cloud Payments Modernization

    The future of financial services is digital. At this point in 2022, the concept of “digital transformation” has become a household term since the coronavirus accelerated ...
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  • Bad Credit
    By David K. Chacon
    April 26, 2022
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    Protect yourself: 3 steps to follow before opening a joint account with a partner

    Money / Financial Planning Amax Photo / iStock.com Being in a relationship often means merging finances, but before you open joint accounts with your partner, you ...
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  • Credit Unions VS Banks
    By David K. Chacon
    April 26, 2022
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    From Kilkenny? Change current account? Your credit union has you covered!

    Having a checking account with a bank is one of those things that many people don’t think about once they sign up. Of course, they’re all ...
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  • Short Term Lending
    By David K. Chacon
    April 25, 2022
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    Research: Rating Action: Moody’s downgrades Banese deposits to Ba3, outlook stable

    New York, April 25, 2022 — Moody’s Investors Service (“Moody’s”) today downgraded all long-term ratings and ratings assigned to Banco do Estado de Sergipe ...
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  • Credit Unions
    By David K. Chacon
    April 24, 2022
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    How to get a cashier’s check (and when you need one)

    Using checks to make payments isn’t as common these days, as there are often quicker and more convenient options to choose from. But in some situations, ...
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  • Bad Credit
    By David K. Chacon
    April 24, 2022
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    ‘The Bad Guys’ Wins Weekend With Strong $24 Million Debut

    ‘The villains’ DreamWorks and Universal In a grim “times have changed” comparison, less than five years ago, I was mildly disappointed that DreamWorks’ delightful Captain Underpants: ...
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  • Credit Unions VS Banks
    By David K. Chacon
    April 24, 2022
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    This 1 Costco Perk Could Help You Avoid Food Waste

    Image source: Getty Images. As a parent of three young children, stocking my fridge and pantry on a budget can be difficult. This is where Costco ...
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  • Short Term Lending
    By David K. Chacon
    April 23, 2022
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    End of the 2022 spring meetings of the IMF and the World Bank

    The 2022 Spring Meetings of the International Monetary Fund (IMF) and the World Bank will end today. The Economic Consortium The 2022 Spring Meetings of the ...
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  • Credit Unions
    By David K. Chacon
    April 23, 2022
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    How can I benefit from a private student loan?

    Approximately 7.9% or $131 billion of student debt in the United States is held by private companies rather than the federal government. Private student loans differ ...
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  • Bad Credit
    By David K. Chacon
    April 23, 2022
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    4 benefits of making a down payment on your car

    A deposit includes the cash you have on hand, the value of your trade-in, and any discounts you qualify for. All of these elements work together ...
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  • Credit Unions VS Banks
    By David K. Chacon
    April 22, 2022
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    MLO Mentor: California Residential Mortgage Law

    MLO Mentor is an ongoing series covering compliance best practices for Mortgage Loan Originators (MLOs). This article will review licensing, origination, and MLO reporting under the ...
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  • Credit Unions
    By David K. Chacon
    April 21, 2022
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    Member credit unions vote in favor of MWCUA-NWCUA merger

    Source: Adobe Stock. Member credit unions of the Mountain West Credit Union Association and the Northwest Credit Union Association voted to approve the merger of the ...
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  • Bad Credit
    By David K. Chacon
    April 21, 2022
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    Investing in Venus (XVS) – Everything you need to know

    The DeFi sector has revolutionized finance by making it decentralized and accessible to everyone, without prejudice of any kind. This is very beneficial when it comes ...
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  • Credit Unions VS Banks
    By David K. Chacon
    April 21, 2022
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    Temenos Named a Leader in IDC MarketScape: Customer Experience Platforms for Digital Banking in North America 2022

    News Temenos Named a Leader in IDC MarketScape: Customer Experience Platforms for Digital Banking in North America 2022 Temenos is recognized for its open architecture and ...
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  • Credit Unions
    By David K. Chacon
    April 19, 2022
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    Credit unions “adapt to the local economic terrain”, recognizes the CFPB | 2022-04-19

    Credit unions are among the institutions that offer products and services tailored to their communities, the Consumer Financial Protection Bureau (CFPB) wrote in a report released ...
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  • Credit Unions VS Banks
    By David K. Chacon
    April 18, 2022
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    Fresno firm brings marketing power to banks and credit unions

    Nettra Media CEO Dave Martin (center) is working with Alpharank to help smaller financial institutions better track applicants online. Photo contributed published on April 18, 2022 ...
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  • Credit Unions
    By David K. Chacon
    April 17, 2022
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    Ballincollig claims top of League after beating Barrs

    Ballincollig moved to the top of Cork SFL Credit Unions Division 1A after beating champions St Finbarr County at Togher on Saturday night. Darren Murphy and ...
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  • Bad Credit
    By David K. Chacon
    April 17, 2022
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    Banks reluctant to spend trade credit on oil imports

    KARACHI: Despite recent reassurance from the central bank, most commercial banks are reluctant to extend trade credit to oil sector entities facing the worst liquidity crunch ...
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  • Credit Unions VS Banks
    By David K. Chacon
    April 16, 2022
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    Consumer Financial Protection Gone Wrong | News, Sports, Jobs

    he crises of recent years tend to erase from memory those that preceded them. One, as you may recall, was the financial collapse of ...
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  • Short Term Lending
    By David K. Chacon
    April 15, 2022
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    Supporters still call for student debt forgiveness despite another pause in loan repayments, more money for Pell grants and HBCUs

    By Charlene Crowell, Special at AFRO In recent days, student loans and other higher education programs have been the subject of multiple initiatives. On April 6, ...
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  • Credit Unions
    By David K. Chacon
    April 15, 2022
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    Credit union raises fees despite decision to lure customers from Ulster and KBC

    One of the largest credit unions in the country will increase its fees for using its checking account. The move comes despite the movement’s attempts to ...
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  • Bad Credit
    By David K. Chacon
    April 14, 2022
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    Delaware Announces New Rent Reporting Pilot Program That Could Help Boost Credit Scores | News

    DELAWARE —Senator Kyle Evans Gay, in partnership with the Delaware State Housing Authority, secured $200,000 in American Rescue Plan Act funding this month for a pilot ...
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  • Credit Unions VS Banks
    By David K. Chacon
    April 14, 2022
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    Star Parker | Consumer Financial Protection Gone Wrong | Columns

    The crises of recent years tend to erase from memory those that preceded them. One, as you may recall, was the financial collapse of 2008 – ...
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  • Short Term Lending
    By David K. Chacon
    April 13, 2022
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    Mitigating Interest Rate Cost and Risk in an Inflationary World

    In an environment of rising inflation and rising short and long-term rates, we look at lending options that real estate investors and developers can use to ...
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  • Credit Unions
    By David K. Chacon
    April 12, 2022
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    Why buy now, pay later and cryptocurrency needs to be in the payments handbook

    By Keith Ash, SVP of SRM (Strategic Resource Management) Consumer payment behaviors are changing, largely due to a variety of emerging options. Financial institutions need to ...
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  • Bad Credit
    By David K. Chacon
    April 11, 2022
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    Chinese governance gets too much ‘social credit’

    Author: Vincent Brussee, MERICS Although China’s central leadership sees its social credit system as a key part of the country’s national governance system, implementing the initiative ...
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  • Short Term Lending
    By David K. Chacon
    April 11, 2022
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    OSB Group launches new extended range of bridging products

    OSB Group, one of the UK’s leading specialist lenders, has launched a new extended relay proposition through Precise Mortgages & InterBay to help brokers meet their ...
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  • Short Term Lending
    By David K. Chacon
    April 9, 2022
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    Tips for buyers and sellers at the spring market

    In the last quarter, we saw the most favored interest rates go from 3.5% to 4.5%. While these rates are historically among the lowest in decades, ...
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  • Credit Unions VS Banks
    By David K. Chacon
    April 9, 2022
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    Here’s how big banks can try to challenge Visa and Mastercard

    A recent report from The Wall Street Journal revealed that the cohort of major banks that owns the company that operates Zelle is considering allowing consumers ...
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  • Credit Unions
    By David K. Chacon
    April 8, 2022
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    Coalition of Credit Unions of Canada Forms Exclusive Partnership with Collabria Financial | News

    Five-year deal solidifies Collabria’s position as exclusive credit card provider Vancouver, British Columbia and Calgary, AB, April 8, 2022 /PRNewswire-PRWeb/ — Central 1 and Collabria Financial ...
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  • Bad Credit
    By David K. Chacon
    April 8, 2022
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    Reviews | Marylanders would benefit from a real economic education

    Ramon Looby is President and CEO of Maryland Bankers Association. Julie Weaver is Executive Director of the Maryland Council on Economic Education. To improve financial resilience ...
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  • Credit Unions VS Banks
    By David K. Chacon
    April 8, 2022
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    Gotrade, lemon.markets, Unifimoney & Gaviti

    To FinTech future, we know it can be easy to overlook funding announcements in this fast-paced industry. That’s why we’ve set up our weekly In Case ...
    Read More
  • Short Term Lending
    By David K. Chacon
    April 7, 2022
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    rbi: RBI could relax ceiling on portfolios of loans to regional priority sectors by regional rural banks

    The Reserve Bank could relax the ceiling on the sale of loan portfolios to priority sectors by regional rural banks or RRBs under certain conditions, officials ...
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  • Credit Unions
    By David K. Chacon
    April 7, 2022
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    Major banks can use the Zelle payment service to accept Mastercard and Visa

    America’s big banks are in a football scrimmage over whether to call an audible that would cut off credit card companies from one of their most ...
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  • Credit Unions VS Banks
    By David K. Chacon
    April 6, 2022
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    Differences between a credit union and a bank

    GRPD chief discusses investigation into shooting of officer,… 32 minutes ago 1 dead, 1 injured in Muskegon’s Roosevelt Park shooting… 6 hours ago Storm Team 8 ...
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  • Bad Credit
    By David K. Chacon
    April 6, 2022
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    6 things to look for in payday loan companies

    We all face financial challenges at some point and that’s when credit comes in handy. When you need money to cover unexpected expenses, you can consider ...
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  • Credit Unions
    By David K. Chacon
    April 5, 2022
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    Governor Abbott Appoints Three People to Credit Union Board | Texas Governor’s Office

    April 5, 2022 | Austin, TX | Appointment Governor Greg Abbott appointed John D. “David” Bleazard and reappointed Julia “Beckie” Stockstill Cobb and Yusuf E. Farran ...
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  • Credit Unions VS Banks
    By David K. Chacon
    April 4, 2022
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    Thoughts of holiday debt still linger in the spring

    LOUISVILLE, Ky. (WAVE) – As we prepare to revel in the warmth and beauty of spring, a new survey has found that many Americans are caught ...
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  • Bad Credit
    By David K. Chacon
    April 4, 2022
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    Average Dealer Margin Fee | Auto Express Credit

    Dealer profit margins, or market adjustments, occur when demand exceeds supply. In times like these, which we are currently experiencing, it is common to pay at ...
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  • Short Term Lending
    By David K. Chacon
    April 4, 2022
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    Small businesses in need of a loan find banks stingy

    NEW YORK (AP) — Small businesses are still struggling with the pandemic and now high inflation — and they’re finding it difficult to get a loan ...
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  • Credit Unions
    By David K. Chacon
    April 3, 2022
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    Maui County Small Business Grant application deadline is April 15

    April 3, 2022, 12:30 p.m. HST * Updated March 31, 3:14 p.m. The deadline to apply for the Maui County Small Business Grant Program is April ...
    Read More
  • Bad Credit
    By David K. Chacon
    April 3, 2022
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    Why do mortgage lenders require home insurance?

    Image source: Getty Images If you want to borrow for a house, you will need a home insurance policy. Key points Home insurance can protect you, ...
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  • Credit Unions VS Banks
    By David K. Chacon
    April 2, 2022
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    London-based Libro posts $1 billion growth for the second consecutive year

    Breadcrumb Links Local News Steve Bolton, managing director of Libro Credit Union, said the London-based financial institution was pleased with its performance in 2021. (Derek Ruttan/The ...
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  • Short Term Lending
    By David K. Chacon
    April 2, 2022
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    These 4 Anti-Inflation Stocks Pay Monthly Dividends

    There are many stocks that pay dividends monthly, and investors might be interested in those that offer annual returns in line with the inflation rate of ...
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  • Credit Unions VS Banks
    By David K. Chacon
    April 1, 2022
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    Federal Home Loan Bank of Chicago Announces New Grant Programs Aimed at Increasing Diversity in Affordable Housing Development and Small Business Growth

    Community First Diverse Developer Initiative, Housing Counseling Resource Program, Accelerate Grants for Small Business Tweet that Community first® Diverse Developer Initiative and community first® The Housing ...
    Read More

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