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Lakeside FCU

Lakeside FCU

  • Credit Unions
  • Bad Credit
  • Credit Unions VS Banks
  • Short Term Lending
  • Money Management

Monthly Archives: March 2022

Home›2022›March
  • Short Term Lending
    By David K. Chacon
    March 31, 2022
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    Bank credit growth is accelerating

    The country’s major banks saw their lending activities grow for the seventh consecutive month and even faster at 8.8% year-on-year in February, while domestic liquidity increased ...
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  • Bad Credit
    By David K. Chacon
    March 30, 2022
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    670 Credit Score: Is It Good or Bad? | Credit card

    The wonderful news about having a credit score of 670 is that you can legitimately claim that you have a good credit score. But the bad ...
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  • Credit Unions VS Banks
    By David K. Chacon
    March 30, 2022
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    How Amazon, Apple, Facebook, Google are infiltrating financial services

    Tech mega-companies such as Amazon, Apple, Meta and Alphabet, Google’s parent company, occupy the delicate space of being both a friend and a perceived threat to ...
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  • Short Term Lending
    By David K. Chacon
    March 29, 2022
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    LatAm BNPL Kueski reaches 1 million customers in Mexico

    Buy Now, Pay Later companies are gaining traction in Latin America, with Kueskione of the largest examples in the region, reporting over a million customers and ...
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  • Credit Unions
    By David K. Chacon
    March 28, 2022
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    NAFCU Panel Evaluates Digital Asset Updates

    The National Association of Federally-Insured Credit Unions (NAFCU) Digital Assets Working Group recently held its first session, discussing credit unions’ exploration of digital assets and related ...
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  • Short Term Lending
    By David K. Chacon
    March 26, 2022
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    5 ways to rethink your finances for inflation

    IInflation eats away at your money. the February CPI Inflation Report shows that the price of goods and services increased by 7.9% compared to the same ...
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  • Credit Unions
    By David K. Chacon
    March 25, 2022
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    Business Loans for Nonprofits: Best Financing Options

    If you run a non-profit organization that doesn’t rely on fundraising, you may be looking for a solution to your business funding needs. Is your association ...
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  • Credit Unions VS Banks
    By David K. Chacon
    March 25, 2022
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    How to choose a bank account with no overdraft fees

    More and more banks are reducing or removing overspending fees on your account. CR has tips for finding the right plan. By Penelope Wang For years, ...
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  • Bad Credit
    By David K. Chacon
    March 25, 2022
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    Marco Wutzer Crypto Quantum Leap Review – Is It Worth It?

    The concept of cryptocurrency seems to be complicated for most people. Digital money allows many financial investors to make good profits while others book losses. The ...
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  • Short Term Lending
    By David K. Chacon
    March 25, 2022
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    Banks are undermining their ‘net zero’ promises through lobbying – report

    Smoke and steam rise from Belchatow Power Station, Europe’s largest coal-fired power station operated by PGE Group, near Belchatow, Poland November 28, 2018. REUTERS/Kacper Pempel/File Photo ...
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  • Credit Unions
    By David K. Chacon
    March 24, 2022
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    Rachel Levin: VSECU is a Vermont gem; let’s keep it independent

    This comment is from Rachel Levin, a Chittenden resident and credit union member. In 1997, when I was eligible (now anyone in Vermont can join), I ...
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  • Bad Credit
    By David K. Chacon
    March 23, 2022
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    How to deal with medical debt

    Dealing with medical debt Knowing this, you can take certain steps to prevent it from happening or to deal with it once it does. But it ...
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  • Short Term Lending
    By David K. Chacon
    March 23, 2022
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    Strategic partnership with global players to drive financial inclusion through integrated lending

    DUBLIN, March 23, 2022 /PRNewswire/ — The “Africa & Middle East Embedded Finance Business and Investment Opportunities – 50+ KPIs on Embedded Lending, Insurance, Payment, and ...
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  • Credit Unions
    By David K. Chacon
    March 22, 2022
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    Cooperative Credit Union Association Sponsors Historic Exhibit at America’s Credit Union Museum | 2022-03-22

    The Cooperative Credit Union Association (CCUA) has partnered with America’s Credit Union Museum (ACUM) to bring the past to life in its new exhibit “Credit Union ...
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  • Bad Credit
    By David K. Chacon
    March 22, 2022
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    Mortgage rates are skyrocketing and buyer demand is falling. Here’s why it could be good news

    Image source: Getty Images Although higher rates are not a good thing, they could lead to positive changes. Key points Last week, mortgage purchase volume fell ...
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  • Credit Unions VS Banks
    By David K. Chacon
    March 22, 2022
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    How Philadelphia is laying the groundwork for a public bank

    Philadelphia is set to become the first US municipality to operate a public bank. In the latest step in a growing national movement, the Philadelphia City ...
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  • Short Term Lending
    By David K. Chacon
    March 21, 2022
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    Stock market today: The Dow Jones falls after Powell says the Fed is ready to hike rates even more aggressively

    Text size The S&P 500 had its best week since November 2020 last week. Ed Jones/AFP via Getty Images The stock market slid on Monday as ...
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  • Credit Unions
    By David K. Chacon
    March 20, 2022
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    How to protect your purchasing power from inflation

    (NerdWallet) – Inflation – rising consumer prices – is a slow erosion of your money over time. Prior to 2021, the United States had not seen ...
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  • Short Term Lending
    By David K. Chacon
    March 18, 2022
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    What is a personal line of credit and how does it work?

    DOUGBERRY / iStock.com If you need to cover unexpected expenses, like a medical emergency or auto repair, a personal line of credit might be a good ...
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  • Credit Unions
    By David K. Chacon
    March 17, 2022
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    Municipal Credit Union got a second life from the NCUA. Can others? | Credit Union Journal

    It has been more than six years since a credit union successfully emerged from conservatorship, but it recently happened twice within a week. But the developments ...
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  • Bad Credit
    By David K. Chacon
    March 17, 2022
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    Can I get an auto loan for a car with a salvaged title?

    When buying a used car, you may come across some with salvaged titles. And while we normally recommend avoiding these branded vehicles, there’s no doubt that ...
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  • Credit Unions VS Banks
    By David K. Chacon
    March 16, 2022
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    Wolters Kluwer Launches Bitcoin Risk Assessment to Help Businesses Go Crypto with NYDIG

    The risk assessment assesses a financial institution’s control environment related to its participation in the NYDIG Bitcoin platform. Wolters Kluwer Compliance Solutions has launched Bitcoin Risk ...
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  • Short Term Lending
    By David K. Chacon
    March 16, 2022
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    Standard Bank stops funding new coal and oil power plants

    Customers at an ATM at a branch of South Africa’s Standard Bank in Cape Town March 15, 2016. REUTERS/Mike Hutchings Join now for FREE unlimited access ...
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  • Credit Unions
    By David K. Chacon
    March 15, 2022
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    Dedham Savings launches cannabis bank

    Dedham Savings launched a cannabis banking business, offering deposit accounts to licensed cannabis-related businesses in Massachusetts. In a statement released today, the bank noted the rapid ...
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  • Bad Credit
    By David K. Chacon
    March 15, 2022
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    Should Bob Castellini sell the Cincinnati Reds?

    Editor’s note: This is an updated version of a previous column on the current situation of the Cincinnati Reds. This version featured changes significant enough from ...
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  • Credit Unions
    By David K. Chacon
    March 13, 2022
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    ILCU says strict lending rules limit Louth credit unions to just 3% of mortgage market

    The Irish League of Credit Unions (ILCU) is calling for an urgent and thorough review of the regulatory restrictions on credit unions, which have more than ...
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  • Bad Credit
    By David K. Chacon
    March 13, 2022
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    Think gas prices are bad? The flights are as follows; banks waive transfer fees in Ukraine: CBC’s Marketplace Cheat Sheet

    Missing something this week? Do not panic. Radio Canada Marlet brings together the consumer and health news you need. Want this in your inbox? Get the ...
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  • Short Term Lending
    By David K. Chacon
    March 12, 2022
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    Rangers starlet joins Lowland League side on loan until end of season

    Rangers defender Harley Ewen has joined Lowland League side Cumbernauld Colts on loan until the end of the season. The 17-year-old is highly rated and he ...
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  • Bad Credit
    By David K. Chacon
    March 11, 2022
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    Gas Prices: What You Can Do to Spend Less at the Pump

    Former Texas Governor and Energy Secretary Rick Perry reflects on the failures of the Biden administration and Biden’s energy policy. Gasoline prices continue to soar, with ...
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  • Credit Unions VS Banks
    By David K. Chacon
    March 11, 2022
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    MX and University of Wisconsin Credit Union Partner to Improve Members’ Data Access to Their Favorite Apps and Services |

    LEHI, UT, March 11, 2022 /PRNewswire/ — MX, the financial data platform and leader in modern connectivity, today announced a new data access partnership with UW ...
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  • Short Term Lending
    By David K. Chacon
    March 11, 2022
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    More than ever, the banking sector will be at the forefront of a sustained recovery

    By Chris HawesHead and Director of Asset-Based Lending, PwC Jhe challenges facing businesses as they rebound from the pandemic are well documented. Businesses around the world ...
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  • Credit Unions
    By David K. Chacon
    March 10, 2022
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    A snowmobile race raises funds to help the community

    SJ-SnowRun-030722 Participants gather before the start of the 10th annual Maine Credit Union Aroostook Chapter Snowmobile Race on Feb. 10. The event raised funds for the ...
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  • Credit Unions VS Banks
    By David K. Chacon
    March 9, 2022
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    Loans as low as $1,000

    Select’s editorial team works independently to review financial products and write articles that we think our readers will find useful. We earn commission from affiliate partners ...
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  • Bad Credit
    By David K. Chacon
    March 9, 2022
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    How high will gas prices in the United States rise due to the invasion of Ukraine?

    Image source: Getty Images Gasoline prices are on the rise – and the pain may not be over yet. Key points Gas prices have skyrocketed over ...
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  • Short Term Lending
    By David K. Chacon
    March 9, 2022
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    Estimate how much you will owe – Forbes Advisor

    Editorial Note: We earn a commission on partner links on Forbes Advisor. Commissions do not affect the opinions or ratings of our editors. The typical monthly ...
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  • Credit Unions
    By David K. Chacon
    March 8, 2022
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    How to Choose the Best Loan Company for Bad Credit

    A bad credit loan could be a viable option if you can’t get approved for a loan from a bank, credit union, or borrow money from ...
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  • Bad Credit
    By David K. Chacon
    March 8, 2022
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    Pandemic pets get gifts and cakes, but still misbehave – Forbes Advisor

    KEY POINTS TO REMEMBER 78% of pet owners acquired pets during the pandemic. Young people (ages 18-25) are much more likely to own a variety of ...
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  • Credit Unions VS Banks
    By David K. Chacon
    March 8, 2022
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    Japan’s bank loan growth slows to 10-year low as pandemic-induced pressure eases

    A Japanese yen note is seen in this illustration photo taken June 1, 2017. REUTERS/Thomas White/Illustration Join now for FREE unlimited access to Reuters.com Register Bank ...
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  • Credit Unions
    By David K. Chacon
    March 6, 2022
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    American Express and PayPal Join Payments Industry Boycott in Russia | PaymentsSource

    American Express announced on Sunday that it has suspended operations in Russia and Belarus, and PayPal appears to be doing the same. The moves came a ...
    Read More
  • Bad Credit
    By David K. Chacon
    March 6, 2022
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    Washington State ban on using credit scoring for insurance suspended as lawsuit continues | Local

    SEATTLE — A rule that would prohibit Washington state insurers from considering a person’s credit score when setting rates will not go into effect this week, ...
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  • Credit Unions VS Banks
    By David K. Chacon
    March 5, 2022
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    Liz Weston: Why you (and I) should appoint a ‘trusted contact’

    For the past few years, financial services companies have asked me to appoint a “trusted contact”. Banks, brokers and insurers increasingly want to have someone to ...
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  • Short Term Lending
    By David K. Chacon
    March 5, 2022
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    Want $5,000 in passive income? Invest $74,000 In These High Yielding Dividend Stocks

    IInflation is heating up. January’s consumer price index came in at 7.5%, the highest level since 1982. Geopolitical conflict will also put pressure on the cost ...
    Read More
  • Credit Unions
    By David K. Chacon
    March 4, 2022
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    NCUA liquidates Empire Financial Federal Credit Union

    Official NCUA seal. (Source: NCUA) The $5.1 million Empire Financial Federal Credit Union in New York has become the first federally insured credit union liquidation in ...
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  • Bad Credit
    By David K. Chacon
    March 4, 2022
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    Do you often use your credit card? Here are seven habits that can ruin you

    Dubai: Credit cards are a great way to build up credit and pay for expenses, but when misused, they can hurt your credit score and cost ...
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  • Credit Unions VS Banks
    By David K. Chacon
    March 4, 2022
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    China speeds up reform of rural credit unions

    Special: 2022 Two Sessions An employee (right) answers a rural resident’s questions about loan products at a gas station in Huzhou, Zhejiang province, in August. (Photo/Xinhua) ...
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  • Credit Unions
    By David K. Chacon
    March 3, 2022
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    New connectFirst CEO sees vital role for credit unions as banking footprint shrinks

    “It’s a brand that few Albertans have yet heard of, but we’ve become one of the biggest in Canada. connectFirst is exciting for me to lead ...
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  • Bad Credit
    By David K. Chacon
    March 2, 2022
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    What is a credit loan and how does it work?

    If you want to build credit but your score isn’t strong enough to be approved for a traditional credit card or loan, you may be wondering ...
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  • Credit Unions VS Banks
    By David K. Chacon
    March 2, 2022
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    MeridianLink Mortgage Receives 2022 HousingWire Tech100 Mortgage Award | News

    COSTA MESA, Calif.–(BUSINESS WIRE)–March 2, 2022– MeridianLink, Inc. ® (NYSE: MLNK) today announced that it has received HousingWire’s 2022 Tech100 Mortgage Award. The Company’s MeridianLink mortgage ...
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  • Short Term Lending
    By David K. Chacon
    March 2, 2022
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    SEC caps loan company interest rates and fees – Manila Bulletin

    The Securities and Exchange Commission (SEC) has issued a circular that caps interest rates and other fees charged by lending and finance companies, and their online ...
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  • Credit Unions
    By David K. Chacon
    March 1, 2022
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    NuMark Credit Union Selects Scienaptic’s Credit Decision Platform

    NEW YORK–(BUSINESS WIRE)–Scienaptic AI, the world’s leading provider of AI-based credit decision platforms, today announced that NuMark Credit Union has selected its AI-based underwriting platform to ...
    Read More
  • Bad Credit
    By David K. Chacon
    March 1, 2022
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    Lawmakers hope to block auto insurers’ use of credit scores

    Lawmakers don’t want a consumer’s credit score to impact the auto insurance rate they pay. Photo by Drew Angerer/Getty Images. Companies that provide auto insurance to ...
    Read More

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