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  • Bad Credit
  • Credit Unions VS Banks
  • Short Term Lending
  • Money Management

Latest Articles

  • Credit Unions

    New Laws, Lenders Improve Access to Affordable Small Loans | Smart Change: Personal Finances

    By David K. Chacon
    May 24, 2022
    Annie Millerbernd Inflation has particularly affected people who are already struggling to get gas in their tanks and groceries in their refrigerators. For many, ...
    Read More
  • Bad Credit

    New Roads Auto Loans Releases “Vehicle Maintenance Tips Everyone Should Know”

    By David K. Chacon
    May 24, 2022
    By understanding what each of your car’s warning lights mean, you’ll be able to fix minor issues before they become big ones. IRVINE, ...
    Read More
  • Credit Unions VS Banks

    equipifi raises $12 million to power financial institutions with Buy Now Pay Later

    By David K. Chacon
    May 24, 2022
    equipifi raises $12 million to power financial institutions with Buy Now Pay Later By Joy Dumasia Today Arizona BNPL Buy now Pay later equipifi, ...
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  • Short Term Lending

    FinTech ZoodPay acquires Tez Financial Services

    By David K. Chacon
    May 23, 2022
    ZoodPaya Swiss buy now, pay later (BNPL) service provider that focuses on customers in the Middle East and Central Asia, has bought the Karachi, ...
    Read More
  • Credit Unions

    Allegacy FCU taps enterprise technology provider NCR for data analytics solution

    By David K. Chacon
    May 23, 2022
    Enterprise technology provider NCR Corporation has been selected by Allegacy Federal Credit Union (FCU) to support its transition to a data-driven organization. Allegacy FCU ...
    Read More
  • Bad Credit

    The 5 Biggest Financial Mistakes I Made in My 30s

    By David K. Chacon
    May 22, 2022
    Image source: Getty Images Looking over your shoulder to focus on life’s mistakes is futile. The trick is to learn from them and move ...
    Read More
  • Short Term Lending

    Falling Institutional Demand Forces High Yield Crypto Accounts to Cut Rates

    By David K. Chacon
    May 21, 2022
    Yields available on crypto holdings have fallen to their lowest levels in over a year on some platforms as institutional demand for borrowing recedes, ...
    Read More
  • Credit Unions

    In 1:1 Interview, VyStar Credit Union Executive Reveals CEO Was on Vacation Amid Online Banking Troubles

    By David K. Chacon
    May 20, 2022
    JACKSONVILLE, Florida. – With VyStar Credit Union members struggling to get information about their accounts for a week now, News4JAX has learned that the ...
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  • Bad Credit

    Khabib asks for credit from Charles Oliveira and Islam Makhachev: ‘I feel bad for these guys’

    By David K. Chacon
    May 19, 2022
    Although we would like to see him back, Khabib Nurmagomedov remains retired. “The Eagle” has accomplished one of the rarest feats in any sport: ...
    Read More
  • Credit Unions VS Banks

    Bridge lenders for commercial real estate

    By David K. Chacon
    May 19, 2022
    Commercial bridge loans are short-term loans used for commercial real estate projects, including acquisition or renovation. Also called “bridge loans”, they are designed to ...
    Read More
  • Short Term Lending

    Catalyst Property Finance targets £500m loan portfolio

    By David K. Chacon
    May 19, 2022
    Catalyst Property Finance aims to build a loan portfolio of £500m over the next 36 months, with buy-to-let being a major component. ...
    Read More
  • Credit Unions

    NXTsoft Hires Fintech Growth Officer and Industry Veteran Howard Kaplan as Partner Growth Manager for API Connectivity as a Service

    By David K. Chacon
    May 18, 2022
    I am energized by what NXTsoft is doing with its Connectivity-as-a-Service API solution and look forward to amplifying our message in the market. ...
    Read More
  • Bad Credit

    Cambio accepted into the prestigious Y Combinator, receives

    By David K. Chacon
    May 17, 2022
    CHICAGO, May 17, 2022 (GLOBE NEWSWIRE) — Cambio, a consumer financial rebuilding platform, today announced that it has received a $500,000 investment from Y ...
    Read More
  • Credit Unions VS Banks

    Sellers receive the “Buy” button via Payoneer

    By David K. Chacon
    May 17, 2022
    The one-click “buy button” simplicity popularized by the Amazons and PayPals of the world is no less desired by small online sellers, and FinTechs ...
    Read More
  • Short Term Lending

    Q&A: Churchill turns to private debt amid rising rates and market volatility

    By David K. Chacon
    May 16, 2022
    Major U.S. stock indexes have fallen double-digits year-to-date, pushed lower by a combination of rising inflation, Federal Reserve rate hikes, supply constraints and geopolitical ...
    Read More
  • Credit Unions VS Banks

    Vernon Hill forced out as Republic First chairman under pressure from activists

    By David K. Chacon
    May 15, 2022
    Under the pressure of critical investorsVernon Hill lost control of Republic First Bancorp’s board of directors. After the death last week of director Theodore ...
    Read More
  • Credit Unions

    USAA San Antonio Wins Another Patent Court Victory

    By David K. Chacon
    May 14, 2022
    USAA won another huge jury verdict against a major bank that was found guilty of infringing the San Antonio company’s patents. The insurance and ...
    Read More
  • Bad Credit

    Should you buy prepaid maintenance?

    By David K. Chacon
    May 13, 2022
    Prepaid maintenance plans can be big savings if your regular maintenance is expensive. This may be especially true in today’s automotive market, where larger ...
    Read More
  • Credit Unions VS Banks

    Consumers expect faster and easier payments

    By David K. Chacon
    May 13, 2022
    Banking institutions have offered electronic payment options for years, but consumer demand is stronger than ever. People want payments to be faster and systems ...
    Read More
  • Short Term Lending

    Raising interest rates by banks could have a short-term impact on housing demand: Realtors

    By David K. Chacon
    May 13, 2022
    Shortly after the Reserve Bank of India (RBI) hiked the repo rate by 40 basis points, the banking industry mimicked the same by raising ...
    Read More
  • Credit Unions

    Commit to providing payment services through the postal network

    By David K. Chacon
    May 12, 2022
    Engage, the community banking division of Contis-Solaris, today announced the integration of post office payments to ensure that more people, including those in remote ...
    Read More
  • Short Term Lending

    SoFi grows in the first quarter; Website visits hinted at it

    By David K. Chacon
    May 11, 2022
    SoFi Technologies, Inc. (NASDAQ: SOFI), an American personal financial services company and an online bank, have reduced their valuation by 66.52% since the start ...
    Read More
  • Credit Unions

    Worldwide Foundation nominates six I-CUDEs for 2022 | 2022-05-10

    By David K. Chacon
    May 10, 2022
    The Credit Union World Foundation on Tuesday awarded six credit union professionals the International Credit Union Development Educator (I-CUDE) designation as the I-CUDE Class ...
    Read More
  • Credit Unions

    Can you buy a car without a license?

    By David K. Chacon
    May 8, 2022
    (iSeeCars) – A valid driver’s license is required to drive a car, but do you need it to buy a car? The answer is ...
    Read More
  • Bad Credit

    Why SoFi Technologies plunged 35.2% in April

    By David K. Chacon
    May 8, 2022
    What happened Shares of Sofi Technologies (SOFI -5.71%) plunged 35.2% in April, according to data from S&P Global Market Intelligence. Earlier this month, management ...
    Read More
  • Credit Unions VS Banks

    Cedric Stephens | Holding Banking and Insurance Regulators Accountable | Business

    By David K. Chacon
    May 8, 2022
    Last Thursday’s Gleaner article, “BOJ Slammed for Role in Banking Abuses,” caught my attention. Kudos to members of the House of Representatives Public Administration ...
    Read More
  • Credit Unions

    Mortgage Rates Daily Trend Down This Week | May 7 & 8, 2022

    By David K. Chacon
    May 7, 2022
    After a week of swinging rates, the average 30-year fixed-rate mortgage rate ended the week at 5.939%, 0.17 percentage points lower than last weekend’s ...
    Read More
  • Bad Credit

    Illinois Credit Score Still Among Worst of All States, But Is Improving | Illinois

    By David K. Chacon
    May 6, 2022
    (The Center Square) – Illinois taxpayers may not have to pay as much interest when their state government takes on debt on taxpayers’ behalf ...
    Read More
  • Credit Unions VS Banks

    JN bets on the Caymans – Jamaica Observer

    By David K. Chacon
    May 6, 2022
    (Photo: Garfield Robinson) THE JN Group has applied for a commercial bank in the Cayman Islands with the aim of converting its building society ...
    Read More
  • Short Term Lending

    History of economic crisis, stock market crashes and investor reaction

    By David K. Chacon
    May 5, 2022
    What do you want to know Stagflation, which economists once considered an impossible problem, became a reality in the 1970s. The dotcom bubble of ...
    Read More
  • Credit Unions

    Neat Co. Improves Accounting Platform for SMBs

    By David K. Chacon
    May 4, 2022
    The Neat Company, which develops accounting automation and document management tools for small businesses, has upgraded its financial management platform, according to a press ...
    Read More
  • Bad Credit

    Can you still get a mortgage with bad credit?

    By David K. Chacon
    May 4, 2022
    Some people might think that having a bad credit rating can destroy any hope of getting on the property ladder. In reality, it’s a ...
    Read More
  • Credit Unions VS Banks

    The CFPB expands its supervision of non-banking entities | Coie Perkins

    By David K. Chacon
    May 3, 2022
    With the rapid rise of non-bank financial products and services companies in an ever-changing marketplace, there is growing concern that non-banks are escaping federal ...
    Read More
  • Credit Unions

    Credit unions win preliminary injunction blocking enforcement of New York law slashing debt judgment interest rate

    By David K. Chacon
    May 2, 2022
    A judge in the United States District Court for the Southern District of New York ruled late last week that three credit unions had ...
    Read More
  • Bad Credit

    Financial Empowerment – Maintaining Your Credit

    By David K. Chacon
    May 2, 2022
    (WBNG) – In the three-part series on financial empowerment, we’ve covered credit myths and building credit. In this final installment, we focus on maintaining ...
    Read More
  • Short Term Lending

    HDFC raises lending rate by 5 basis points; The EMI will increase for the existing borrower

    By David K. Chacon
    May 1, 2022
    The rate hike is in line with other lenders including State Bank of India and Bank of Baroda The rate hike is in line ...
    Read More
  • Credit Unions

    Becky Lansen, Synchrony Financial | Next 2022

    By David K. Chacon
    May 1, 2022
    Senior Vice President, General Manager, Venmo When Synchrony Financial launched a new Venmo credit card with PayPal in October 2020, it was unlike any ...
    Read More
  • Bad Credit

    How I Saved Thousands By Buying A New Car

    By David K. Chacon
    April 30, 2022
    Image source: Getty Images My car is worth more than I paid for. Here’s how I did it. Key points Since cars quickly lose ...
    Read More
  • Credit Unions VS Banks

    Governor signs Limón’s bank bill

    By David K. Chacon
    April 30, 2022
    NEWS-PHOTO PRESS KITSenator Monique Limon Sen. Monique Limón’s legislation reinstating a California finance law exemption for certain commercial loans was signed into law by ...
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  • Credit Unions

    Texas members vote to merge, creating fifth-largest UC in Houston area

    By David K. Chacon
    April 28, 2022
    The state flag of Texas. (Source: Adobe Stock) The $524 million People’s Trust Federal Credit Union will merge with the $896 million First Service ...
    Read More
  • Bad Credit

    3 payday loan alternatives you need to know – The Suffolk News-Herald

    By David K. Chacon
    April 28, 2022
    Source of images Sponsored Content If you are in dire need of money due to an emergency or similar situation, the first thing that ...
    Read More
  • Credit Unions VS Banks

    Sonic signs $5.7 million deal with banks to settle data breach lawsuit

    By David K. Chacon
    April 28, 2022
    By Allison Grande (April 27, 2022, 9:46 PM EDT) — A class of financial institutions suing Sonic Corp. for a 2017 data breach that ...
    Read More
  • Short Term Lending

    Shares of Oaktree Specialty Lending Corp (OCSL) are down -3.43% this week; Should you buy?

    By David K. Chacon
    April 27, 2022
    Oaktree Specialty Lending Corp (OCSL) stock is up 8.46% over the past 12 months, and the average Wall Street analyst rating is a Strong ...
    Read More
  • Credit Unions

    Digital Life Bank and Credit Unions Partner for Digital Life Bank’s Digital Transformation and Public Cloud Payments Modernization

    By David K. Chacon
    April 26, 2022
    The future of financial services is digital. At this point in 2022, the concept of “digital transformation” has become a household term since the ...
    Read More
  • Bad Credit

    Protect yourself: 3 steps to follow before opening a joint account with a partner

    By David K. Chacon
    April 26, 2022
    Money / Financial Planning Amax Photo / iStock.com Being in a relationship often means merging finances, but before you open joint accounts with your ...
    Read More
  • Credit Unions VS Banks

    From Kilkenny? Change current account? Your credit union has you covered!

    By David K. Chacon
    April 26, 2022
    Having a checking account with a bank is one of those things that many people don’t think about once they sign up. Of course, ...
    Read More
  • Short Term Lending

    Research: Rating Action: Moody’s downgrades Banese deposits to Ba3, outlook stable

    By David K. Chacon
    April 25, 2022
    New York, April 25, 2022 — Moody’s Investors Service (“Moody’s”) today downgraded all long-term ratings and ratings assigned to Banco do Estado ...
    Read More
  • Credit Unions

    How to get a cashier’s check (and when you need one)

    By David K. Chacon
    April 24, 2022
    Using checks to make payments isn’t as common these days, as there are often quicker and more convenient options to choose from. But in ...
    Read More
  • Bad Credit

    ‘The Bad Guys’ Wins Weekend With Strong $24 Million Debut

    By David K. Chacon
    April 24, 2022
    ‘The villains’ DreamWorks and Universal In a grim “times have changed” comparison, less than five years ago, I was mildly disappointed that DreamWorks’ delightful ...
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  • Credit Unions VS Banks

    This 1 Costco Perk Could Help You Avoid Food Waste

    By David K. Chacon
    April 24, 2022
    Image source: Getty Images. As a parent of three young children, stocking my fridge and pantry on a budget can be difficult. This is ...
    Read More
  • Short Term Lending

    End of the 2022 spring meetings of the IMF and the World Bank

    By David K. Chacon
    April 23, 2022
    The 2022 Spring Meetings of the International Monetary Fund (IMF) and the World Bank will end today. The Economic Consortium The 2022 Spring Meetings ...
    Read More
  • Credit Unions

    How can I benefit from a private student loan?

    By David K. Chacon
    April 23, 2022
    Approximately 7.9% or $131 billion of student debt in the United States is held by private companies rather than the federal government. Private student ...
    Read More
  • Bad Credit

    4 benefits of making a down payment on your car

    By David K. Chacon
    April 23, 2022
    A deposit includes the cash you have on hand, the value of your trade-in, and any discounts you qualify for. All of these elements ...
    Read More
  • Credit Unions VS Banks

    MLO Mentor: California Residential Mortgage Law

    By David K. Chacon
    April 22, 2022
    MLO Mentor is an ongoing series covering compliance best practices for Mortgage Loan Originators (MLOs). This article will review licensing, origination, and MLO reporting ...
    Read More
  • Credit Unions

    Member credit unions vote in favor of MWCUA-NWCUA merger

    By David K. Chacon
    April 21, 2022
    Source: Adobe Stock. Member credit unions of the Mountain West Credit Union Association and the Northwest Credit Union Association voted to approve the merger ...
    Read More
  • Bad Credit

    Investing in Venus (XVS) – Everything you need to know

    By David K. Chacon
    April 21, 2022
    The DeFi sector has revolutionized finance by making it decentralized and accessible to everyone, without prejudice of any kind. This is very beneficial when ...
    Read More
  • Credit Unions VS Banks

    Temenos Named a Leader in IDC MarketScape: Customer Experience Platforms for Digital Banking in North America 2022

    By David K. Chacon
    April 21, 2022
    News Temenos Named a Leader in IDC MarketScape: Customer Experience Platforms for Digital Banking in North America 2022 Temenos is recognized for its open ...
    Read More
  • Credit Unions

    Credit unions “adapt to the local economic terrain”, recognizes the CFPB | 2022-04-19

    By David K. Chacon
    April 19, 2022
    Credit unions are among the institutions that offer products and services tailored to their communities, the Consumer Financial Protection Bureau (CFPB) wrote in a ...
    Read More
  • Credit Unions VS Banks

    Fresno firm brings marketing power to banks and credit unions

    By David K. Chacon
    April 18, 2022
    Nettra Media CEO Dave Martin (center) is working with Alpharank to help smaller financial institutions better track applicants online. Photo contributed published on April ...
    Read More
  • Credit Unions

    Ballincollig claims top of League after beating Barrs

    By David K. Chacon
    April 17, 2022
    Ballincollig moved to the top of Cork SFL Credit Unions Division 1A after beating champions St Finbarr County at Togher on Saturday night. Darren ...
    Read More
  • Bad Credit

    Banks reluctant to spend trade credit on oil imports

    By David K. Chacon
    April 17, 2022
    KARACHI: Despite recent reassurance from the central bank, most commercial banks are reluctant to extend trade credit to oil sector entities facing the worst ...
    Read More
  • Credit Unions VS Banks

    Consumer Financial Protection Gone Wrong | News, Sports, Jobs

    By David K. Chacon
    April 16, 2022
    he crises of recent years tend to erase from memory those that preceded them. One, as you may recall, was the financial ...
    Read More
  • Short Term Lending

    Supporters still call for student debt forgiveness despite another pause in loan repayments, more money for Pell grants and HBCUs

    By David K. Chacon
    April 15, 2022
    By Charlene Crowell, Special at AFRO In recent days, student loans and other higher education programs have been the subject of multiple initiatives. On ...
    Read More
  • Credit Unions

    Credit union raises fees despite decision to lure customers from Ulster and KBC

    By David K. Chacon
    April 15, 2022
    One of the largest credit unions in the country will increase its fees for using its checking account. The move comes despite the movement’s ...
    Read More
  • Bad Credit

    Delaware Announces New Rent Reporting Pilot Program That Could Help Boost Credit Scores | News

    By David K. Chacon
    April 14, 2022
    DELAWARE —Senator Kyle Evans Gay, in partnership with the Delaware State Housing Authority, secured $200,000 in American Rescue Plan Act funding this month for ...
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  • Credit Unions VS Banks

    Star Parker | Consumer Financial Protection Gone Wrong | Columns

    By David K. Chacon
    April 14, 2022
    The crises of recent years tend to erase from memory those that preceded them. One, as you may recall, was the financial collapse of ...
    Read More
  • Short Term Lending

    Mitigating Interest Rate Cost and Risk in an Inflationary World

    By David K. Chacon
    April 13, 2022
    In an environment of rising inflation and rising short and long-term rates, we look at lending options that real estate investors and developers can ...
    Read More
  • Credit Unions

    Why buy now, pay later and cryptocurrency needs to be in the payments handbook

    By David K. Chacon
    April 12, 2022
    By Keith Ash, SVP of SRM (Strategic Resource Management) Consumer payment behaviors are changing, largely due to a variety of emerging options. Financial institutions ...
    Read More
  • Bad Credit

    Chinese governance gets too much ‘social credit’

    By David K. Chacon
    April 11, 2022
    Author: Vincent Brussee, MERICS Although China’s central leadership sees its social credit system as a key part of the country’s national governance system, implementing ...
    Read More
  • Short Term Lending

    OSB Group launches new extended range of bridging products

    By David K. Chacon
    April 11, 2022
    OSB Group, one of the UK’s leading specialist lenders, has launched a new extended relay proposition through Precise Mortgages & InterBay to help brokers ...
    Read More
  • Short Term Lending

    Tips for buyers and sellers at the spring market

    By David K. Chacon
    April 9, 2022
    In the last quarter, we saw the most favored interest rates go from 3.5% to 4.5%. While these rates are historically among the lowest ...
    Read More
  • Credit Unions VS Banks

    Here’s how big banks can try to challenge Visa and Mastercard

    By David K. Chacon
    April 9, 2022
    A recent report from The Wall Street Journal revealed that the cohort of major banks that owns the company that operates Zelle is considering ...
    Read More
  • Credit Unions

    Coalition of Credit Unions of Canada Forms Exclusive Partnership with Collabria Financial | News

    By David K. Chacon
    April 8, 2022
    Five-year deal solidifies Collabria’s position as exclusive credit card provider Vancouver, British Columbia and Calgary, AB, April 8, 2022 /PRNewswire-PRWeb/ — Central 1 and ...
    Read More
  • Bad Credit

    Reviews | Marylanders would benefit from a real economic education

    By David K. Chacon
    April 8, 2022
    Ramon Looby is President and CEO of Maryland Bankers Association. Julie Weaver is Executive Director of the Maryland Council on Economic Education. To improve ...
    Read More
  • Credit Unions VS Banks

    Gotrade, lemon.markets, Unifimoney & Gaviti

    By David K. Chacon
    April 8, 2022
    To FinTech future, we know it can be easy to overlook funding announcements in this fast-paced industry. That’s why we’ve set up our weekly ...
    Read More
  • Short Term Lending

    rbi: RBI could relax ceiling on portfolios of loans to regional priority sectors by regional rural banks

    By David K. Chacon
    April 7, 2022
    The Reserve Bank could relax the ceiling on the sale of loan portfolios to priority sectors by regional rural banks or RRBs under certain ...
    Read More
  • Credit Unions

    Major banks can use the Zelle payment service to accept Mastercard and Visa

    By David K. Chacon
    April 7, 2022
    America’s big banks are in a football scrimmage over whether to call an audible that would cut off credit card companies from one of ...
    Read More
  • Credit Unions VS Banks

    Differences between a credit union and a bank

    By David K. Chacon
    April 6, 2022
    GRPD chief discusses investigation into shooting of officer,… 32 minutes ago 1 dead, 1 injured in Muskegon’s Roosevelt Park shooting… 6 hours ago Storm ...
    Read More
  • Bad Credit

    6 things to look for in payday loan companies

    By David K. Chacon
    April 6, 2022
    We all face financial challenges at some point and that’s when credit comes in handy. When you need money to cover unexpected expenses, you ...
    Read More
  • Credit Unions

    Governor Abbott Appoints Three People to Credit Union Board | Texas Governor’s Office

    By David K. Chacon
    April 5, 2022
    April 5, 2022 | Austin, TX | Appointment Governor Greg Abbott appointed John D. “David” Bleazard and reappointed Julia “Beckie” Stockstill Cobb and Yusuf ...
    Read More
  • Credit Unions VS Banks

    Thoughts of holiday debt still linger in the spring

    By David K. Chacon
    April 4, 2022
    LOUISVILLE, Ky. (WAVE) – As we prepare to revel in the warmth and beauty of spring, a new survey has found that many Americans ...
    Read More
  • Bad Credit

    Average Dealer Margin Fee | Auto Express Credit

    By David K. Chacon
    April 4, 2022
    Dealer profit margins, or market adjustments, occur when demand exceeds supply. In times like these, which we are currently experiencing, it is common to ...
    Read More
  • Short Term Lending

    Small businesses in need of a loan find banks stingy

    By David K. Chacon
    April 4, 2022
    NEW YORK (AP) — Small businesses are still struggling with the pandemic and now high inflation — and they’re finding it difficult to get ...
    Read More
  • Credit Unions

    Maui County Small Business Grant application deadline is April 15

    By David K. Chacon
    April 3, 2022
    April 3, 2022, 12:30 p.m. HST * Updated March 31, 3:14 p.m. The deadline to apply for the Maui County Small Business Grant Program ...
    Read More
  • Bad Credit

    Why do mortgage lenders require home insurance?

    By David K. Chacon
    April 3, 2022
    Image source: Getty Images If you want to borrow for a house, you will need a home insurance policy. Key points Home insurance can ...
    Read More
  • Credit Unions VS Banks

    London-based Libro posts $1 billion growth for the second consecutive year

    By David K. Chacon
    April 2, 2022
    Breadcrumb Links Local News Steve Bolton, managing director of Libro Credit Union, said the London-based financial institution was pleased with its performance in 2021. ...
    Read More
  • Short Term Lending

    These 4 Anti-Inflation Stocks Pay Monthly Dividends

    By David K. Chacon
    April 2, 2022
    There are many stocks that pay dividends monthly, and investors might be interested in those that offer annual returns in line with the inflation ...
    Read More
  • Credit Unions VS Banks

    Federal Home Loan Bank of Chicago Announces New Grant Programs Aimed at Increasing Diversity in Affordable Housing Development and Small Business Growth

    By David K. Chacon
    April 1, 2022
    Community First Diverse Developer Initiative, Housing Counseling Resource Program, Accelerate Grants for Small Business Tweet that Community first® Diverse Developer Initiative and community first® ...
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  • Short Term Lending

    Bank credit growth is accelerating

    By David K. Chacon
    March 31, 2022
    The country’s major banks saw their lending activities grow for the seventh consecutive month and even faster at 8.8% year-on-year in February, while domestic ...
    Read More
  • Credit Unions

    3 Ways Banks Can Start Digital CX Without Risking Everything

    By David K. Chacon
    March 31, 2022
    3 Ways Banks Can Start Digital CX Without Risking Everything Industry leaders prepare for the future of financial services Discover the top six technology ...
    Read More
  • Bad Credit

    670 Credit Score: Is It Good or Bad? | Credit card

    By David K. Chacon
    March 30, 2022
    The wonderful news about having a credit score of 670 is that you can legitimately claim that you have a good credit score. But ...
    Read More
  • Credit Unions VS Banks

    How Amazon, Apple, Facebook, Google are infiltrating financial services

    By David K. Chacon
    March 30, 2022
    Tech mega-companies such as Amazon, Apple, Meta and Alphabet, Google’s parent company, occupy the delicate space of being both a friend and a perceived ...
    Read More
  • Short Term Lending

    LatAm BNPL Kueski reaches 1 million customers in Mexico

    By David K. Chacon
    March 29, 2022
    Buy Now, Pay Later companies are gaining traction in Latin America, with Kueskione of the largest examples in the region, reporting over a million ...
    Read More
  • Credit Unions

    NAFCU Panel Evaluates Digital Asset Updates

    By David K. Chacon
    March 28, 2022
    The National Association of Federally-Insured Credit Unions (NAFCU) Digital Assets Working Group recently held its first session, discussing credit unions’ exploration of digital assets ...
    Read More
  • Short Term Lending

    5 ways to rethink your finances for inflation

    By David K. Chacon
    March 26, 2022
    IInflation eats away at your money. the February CPI Inflation Report shows that the price of goods and services increased by 7.9% compared to ...
    Read More
  • Credit Unions

    Business Loans for Nonprofits: Best Financing Options

    By David K. Chacon
    March 25, 2022
    If you run a non-profit organization that doesn’t rely on fundraising, you may be looking for a solution to your business funding needs. Is ...
    Read More
  • Credit Unions VS Banks

    How to choose a bank account with no overdraft fees

    By David K. Chacon
    March 25, 2022
    More and more banks are reducing or removing overspending fees on your account. CR has tips for finding the right plan. By Penelope Wang ...
    Read More
  • Bad Credit

    Marco Wutzer Crypto Quantum Leap Review – Is It Worth It?

    By David K. Chacon
    March 25, 2022
    The concept of cryptocurrency seems to be complicated for most people. Digital money allows many financial investors to make good profits while others book ...
    Read More
  • Short Term Lending

    Banks are undermining their ‘net zero’ promises through lobbying – report

    By David K. Chacon
    March 25, 2022
    Smoke and steam rise from Belchatow Power Station, Europe’s largest coal-fired power station operated by PGE Group, near Belchatow, Poland November 28, 2018. REUTERS/Kacper ...
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  • Credit Unions

    Rachel Levin: VSECU is a Vermont gem; let’s keep it independent

    By David K. Chacon
    March 24, 2022
    This comment is from Rachel Levin, a Chittenden resident and credit union member. In 1997, when I was eligible (now anyone in Vermont can ...
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  • Bad Credit

    How to deal with medical debt

    By David K. Chacon
    March 23, 2022
    Dealing with medical debt Knowing this, you can take certain steps to prevent it from happening or to deal with it once it does. ...
    Read More
  • Short Term Lending

    Strategic partnership with global players to drive financial inclusion through integrated lending

    By David K. Chacon
    March 23, 2022
    DUBLIN, March 23, 2022 /PRNewswire/ — The “Africa & Middle East Embedded Finance Business and Investment Opportunities – 50+ KPIs on Embedded Lending, Insurance, ...
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  • Credit Unions

    Cooperative Credit Union Association Sponsors Historic Exhibit at America’s Credit Union Museum | 2022-03-22

    By David K. Chacon
    March 22, 2022
    The Cooperative Credit Union Association (CCUA) has partnered with America’s Credit Union Museum (ACUM) to bring the past to life in its new exhibit ...
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  • Bad Credit

    Mortgage rates are skyrocketing and buyer demand is falling. Here’s why it could be good news

    By David K. Chacon
    March 22, 2022
    Image source: Getty Images Although higher rates are not a good thing, they could lead to positive changes. Key points Last week, mortgage purchase ...
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  • Credit Unions VS Banks

    How Philadelphia is laying the groundwork for a public bank

    By David K. Chacon
    March 22, 2022
    Philadelphia is set to become the first US municipality to operate a public bank. In the latest step in a growing national movement, the ...
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  • Short Term Lending

    Stock market today: The Dow Jones falls after Powell says the Fed is ready to hike rates even more aggressively

    By David K. Chacon
    March 21, 2022
    Text size The S&P 500 had its best week since November 2020 last week. Ed Jones/AFP via Getty Images The stock market slid on ...
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  • Credit Unions

    How to protect your purchasing power from inflation

    By David K. Chacon
    March 20, 2022
    (NerdWallet) – Inflation – rising consumer prices – is a slow erosion of your money over time. Prior to 2021, the United States had ...
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  • Short Term Lending

    What is a personal line of credit and how does it work?

    By David K. Chacon
    March 18, 2022
    DOUGBERRY / iStock.com If you need to cover unexpected expenses, like a medical emergency or auto repair, a personal line of credit might be ...
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  • Credit Unions

    Municipal Credit Union got a second life from the NCUA. Can others? | Credit Union Journal

    By David K. Chacon
    March 17, 2022
    It has been more than six years since a credit union successfully emerged from conservatorship, but it recently happened twice within a week. But ...
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  • Bad Credit

    Can I get an auto loan for a car with a salvaged title?

    By David K. Chacon
    March 17, 2022
    When buying a used car, you may come across some with salvaged titles. And while we normally recommend avoiding these branded vehicles, there’s no ...
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  • Credit Unions VS Banks

    Wolters Kluwer Launches Bitcoin Risk Assessment to Help Businesses Go Crypto with NYDIG

    By David K. Chacon
    March 16, 2022
    The risk assessment assesses a financial institution’s control environment related to its participation in the NYDIG Bitcoin platform. Wolters Kluwer Compliance Solutions has launched ...
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  • Short Term Lending

    Standard Bank stops funding new coal and oil power plants

    By David K. Chacon
    March 16, 2022
    Customers at an ATM at a branch of South Africa’s Standard Bank in Cape Town March 15, 2016. REUTERS/Mike Hutchings Join now for FREE ...
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  • Credit Unions

    Dedham Savings launches cannabis bank

    By David K. Chacon
    March 15, 2022
    Dedham Savings launched a cannabis banking business, offering deposit accounts to licensed cannabis-related businesses in Massachusetts. In a statement released today, the bank noted ...
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  • Bad Credit

    Should Bob Castellini sell the Cincinnati Reds?

    By David K. Chacon
    March 15, 2022
    Editor’s note: This is an updated version of a previous column on the current situation of the Cincinnati Reds. This version featured changes significant ...
    Read More
  • Credit Unions

    ILCU says strict lending rules limit Louth credit unions to just 3% of mortgage market

    By David K. Chacon
    March 13, 2022
    The Irish League of Credit Unions (ILCU) is calling for an urgent and thorough review of the regulatory restrictions on credit unions, which have ...
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  • Bad Credit

    Think gas prices are bad? The flights are as follows; banks waive transfer fees in Ukraine: CBC’s Marketplace Cheat Sheet

    By David K. Chacon
    March 13, 2022
    Missing something this week? Do not panic. Radio Canada Marlet brings together the consumer and health news you need. Want this in your inbox? ...
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  • Short Term Lending

    Rangers starlet joins Lowland League side on loan until end of season

    By David K. Chacon
    March 12, 2022
    Rangers defender Harley Ewen has joined Lowland League side Cumbernauld Colts on loan until the end of the season. The 17-year-old is highly rated ...
    Read More
  • Bad Credit

    Gas Prices: What You Can Do to Spend Less at the Pump

    By David K. Chacon
    March 11, 2022
    Former Texas Governor and Energy Secretary Rick Perry reflects on the failures of the Biden administration and Biden’s energy policy. Gasoline prices continue to ...
    Read More
  • Credit Unions VS Banks

    MX and University of Wisconsin Credit Union Partner to Improve Members’ Data Access to Their Favorite Apps and Services |

    By David K. Chacon
    March 11, 2022
    LEHI, UT, March 11, 2022 /PRNewswire/ — MX, the financial data platform and leader in modern connectivity, today announced a new data access partnership ...
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  • Short Term Lending

    More than ever, the banking sector will be at the forefront of a sustained recovery

    By David K. Chacon
    March 11, 2022
    By Chris HawesHead and Director of Asset-Based Lending, PwC Jhe challenges facing businesses as they rebound from the pandemic are well documented. Businesses around ...
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